Canada's tax season is creeping up fast, and if you're looking to maximize your 2024 tax return, there's one more move you ...

Q: Last year, I contrib­ut­ed to my Registered Retirement Savings Plan (RRSP). I did not claim the deduction, as I did not have taxable income. That year I withdrew the same amount (less taxes). To my ...

The year’s maximum pensionable earnings for 2026 under the Canada Pension Plan (CPP) will be $74,600, up from $71,300 in 2025 ...

When it comes to year-end tax planning, procrastination can cost you money. A friend of mine is the consummate procrastinator ...

Buridan’s Mule is an illustration of the challenge that free choice poses. A mule is stationed at an equal distance from both ...

As of January 1st, adults in Canada can add another $7,000 in contribution space to their tax-free savings accounts (TFSAs).

Loans will be backed by a client’s existing investments rather than credit history, making product easier for newcomers and ...

I’d like to diversify out of just my guaranteed investment certificates (GICs) into dividend or potential capital ...

Zack Fenech is a professional finance writer from Toronto. He is passionate about demystifying complex finance topics and making them digestible and easy to follow for the average Canadian. Zack has ...

In a bold move aimed at revolutionizing retirement savings, Wealthsimple has unveiled a new loan product specifically designed for Registered Retirement Savings Plans (RRSPs). This initiative marks a ...

Canadians use their self-directed Registered Retirement Savings Plan (RRSP) to build investment portfolios that can provide retirement income which complements CPP, OAS, and work pensions. One popular ...