Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

The updated UltraFICO score uses real-time bank data from 12,000 institutions to show lenders the full financial picture ...

Spending big on your credit card can trigger fraud checks, impact your score, and put you at risk of debt issues. Here's how ...

Getting a perfect credit score isn't impossible. As of the third quarter of 2023, 1.54% of U.S. consumers had a perfect score of 850, according to Experian. But what this tells us is that with enough ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

According to a report from TransUnion, delinquencies among renters doubled after the resumption in student loan collections.

Learn how credit scores influence car loan interest rates in 2025.

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...