Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify ...

CIBIL, Experian, Equifax and CRIF High Mark. You are entitled to one free report per bureau every year, and many banks and ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and ...

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce your credit score and hinder loan approval, making regular credit report ...

If you're a credit card user, your credit score is more important than you might think. It's not just about loan approval or ...

The first thing to do before you apply for a home loan is to determine whether you are eligible. By checking your home loan eligibility before applying, you'll understand how much you can borrow and ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.

The PSU bank has reduced its repo-linked interest rates by 25 basis points with effect from. This will bring down EMIs ...

As RBI has reduced repo rate by 125 bps in 2025, the monthly home loan EMI of a ₹50 lakh loan taken at 9% per annum for 15 ...